I am very tempted to use the credit card.
We do have a emergency fund and savings. Our credit card paid off.
My son is starting high school next year. I thought that school fees could gradually be paid off. But no it appears I will have to pay for books, school camp and other expences all at the same time. I am so hesitant to take money out of our savings. Its so nice having an amount saved and I just don’t want to touch it. I am trying to convince myself. Yes. I will pay it back very soon. The government here in Australia are giving out a certain amount of money to those who have children and have a income that qualifies. The income is up to about 100k which is quite high to me. Maybe I could use that to pay it back. But then I was thinking of using that to put into our savings or help pay off the 9k worth of debt that is remaining.
I know a few people have read the blog. But it is good just typing this out.
So expensive when children get older.
